About how to avoid nj taxes if i live in ny and work in nj

how to avoid nj taxes if i live in ny and work in nj?
I live in New York City and I work in New Jersey and I am getting killed in taxes. 39% of my paycheck is taxes: NYC tax, NY State tax, NJ State Tax, and Federal Tax. I know I will get a credit at the end of the year for the NJ taxes, but I need my money now. Is there anyway I can increase deductions so I can get more per paycheck and break even at the end of the year for the state taxes? is there a way figure out the expected credit and how many additional ny deductions would give me this credit amount?
United States - 2 Answers
People's Answers, Critics, Comments, Opinions :
Answer 1 :
If you manage to avoid having NJ taxes withhold, then you will have to pay them later, and will have to pay a large penalty for underwithholding. Instead, reduce the amount of NY tax withheld by approximately the expected amount of the credit. This will reduce the total withheld and will reduce or eliminate the refund that you receive from NY.
Answer 2 :
your tax home is where you work and you indicate that is NJ therefore you should be filing NJ state tax and non resident or part time in NY NY does have some additional taxes just for living in NY but you should be able to separate your NJ income to not be taxed by NY

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About Let's say I live in New Jersey and work in N...

About New York City Commute

New York City Commute?
I'm currently seeking employment in New York City and thinking about relocating near there in order to better my chances of getting a job. Since the city in expensive I'm looking to live in Jersey City. Anyone live in Jersey City and work in NYC? How long does it usually take to get from Jersey City to New York City by train or subway? Any info will help. Thanks!
Commuting - 1 Answers
People's Answers, Critics, Comments, Opinions :
Answer 1 :
Your best bet is to live near the PATH subway line, or at least near express buses to NYC. The PATH is only 1-2 stops from Lower Manhattan and has a branch into Midtown Manhattan. Express buses usually run more during peak hours. I would say that an average trip time from Jersey City to NYC would be about 30-40 minutes. When I plugged in Jersey City, it said a 23 minute walk to the PATH station, so take off about 10 minutes if you plan to live near a bus to the PATH train. The PATH is only 5-10 minutes from Lower Manhattan and 10-15 minutes from Midtown Manhattan once you get on it. Basically, live near a bus line to downtown Jersey City, where you can take the PATH train, or near the Hudson Bergen Light Rail, which also connects to PATH trains. Express buses may speed the trip up a little bit, as they don't involve a transfer, though you may lose the time in traffic in the Holland Tunnel. See panynj.gov for information on PATH service, njtransit.com for information on bus and light rail service, and mta.info for information on service within NYC

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About How far is Jersey City from NYC

About What are the various income taxes one pays if the person works in New York City and stays in New Jersey

What are the various income taxes one pays if the person works in New York City and stays in New Jersey?
For a person working in NYC, and living in NYC, the person pays Fed tax+ FICA + NY state tax + NYC city tax. If one works in NYC and stays in NJ., what are the taxes the person pays?
United States - 1 Answers
People's Answers, Critics, Comments, Opinions :
Answer 1 :
I think you would pay the same, but you should check with the IRS to be sure. If you are currently employed your company payroll department knows. Of course you also pay SSI

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About Live in New Jersey Work in New York City

About Will Boost Mobile work in Connecticut and New Jersey

Will Boost Mobile work in Connecticut and New Jersey?
I'm going to the Hartford, Connecticut area in September, a week later I will be in Atlantic City, New Jersey. Will my boost mobile service work there? Will I be able to use my phone?
Cell Phones & Plans - 1 Answers
People's Answers, Critics, Comments, Opinions :
Answer 1 :
Based on their coverage map, YES it will work in both areas. The only concern may be your signal strength

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About I live in New Jersey but work in New York Ci...

About Where are good places to live in New Jersey, just outside of NYC

Where are good places to live in New Jersey, just outside of NYC?
Hi. I am looking for a place to live with three friends of mine. We all want to work in the city but don't want to pay the price to live in Manhattan since we are just starting out. Does anyone know of safe and reasonably priced places to live in New Jersey? I was looking at Jersey City and Bayonne, but I am not familiar with these areas. Any help would be greatly appreciated. Thanks!
Renting & Real Estate - 4 Answers
People's Answers, Critics, Comments, Opinions :
Answer 1 :
Don't move to Jersey City its kind of crowded. I think Bayonne seems like a better place to live, my sister is moving there next month she currently lives in jersey city.
Answer 2 :
Jersey city and Hoboken if you want to be really close to New York. (Commute costs is much cheaper, but rent is high. I don't really like there since it is too crowd. Jersey city have many areas, and I will consider the safety issue for some of its area.) If you don't mind your daily commute to about 2.5 ~ 3 hours (door to door) and cost around 220 per month for the train ticket. I will suggest you to think about the Middle Jersey. You get much bigger an better area for the same price. Areas around Metropark or Wookbridge train station. There are many people lives there and work in NY (including me.) You can get some idea about the area with http://www.bestplaces.net/ I was research the areas around NJ transit's train line and NJ path's line to find the place that fits myself.
Answer 3 :
Hi, My first choice of places to live outside of NYC would probably be Hoboken. However, it can still be really expensive even when you are splitting the rent. But it is a great little town with some fun bars. You could easily hang out there with a good crowd on the weekends without having to go into nyc to clubs and stuff. I would avoid Jersey City because there are a lot of unsafe areas. Bayonne is okay...I know the transportation is very good to the city. It has become a really wide variety of ethnicities.....Arabs, Indians, Pakistanees, Hindues, and some other Asians. I would also check out towns like Weehawken, Montclair, or Paramus. But also remember since you will be working in NYC ...you will be taxed by NY and NJ on your income.
Answer 4 :
Much of the area just outside on New York City is priced almost as high as New York is. There are still some rent controlled buildings and apartments in Hoboken and Jersey City, but I feel Jersey City may not be the best area due to the crime in the area. If I were to choose, I would look in northern Hudson County, in towns like Weehawken, Gutenberg and North Bergen. All of these towns and townships are within easy commuting distance to the PATH trains in Jersey City through the LITERAIL system, and are, at most, 25-30 from the Port Authority Bus Terminal via several bus routes

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